Joining an insurance program is relatively easy now, especially with the increasing number of insurance brokers online, however, understanding the benefits of insurance is often not so good. Insurance services, no matter how good, of course, have an insurance claim exemption in certain circumstances.
For example, if you have an accident that requires you to be treated at a local hospital, you may feel calm because you have travel insurance, but because of certain circumstances insurance claims are not accepted by the hospital that handles you.
Do not immediately blame the insurance company or hospital, because it could be the cause is the situation when you have an accident outside the insurance policy coverage. Some general things that are the exception to travel insurance will be discussed as follows:
Accident or sickness experienced by someone who is under the influence of alcohol and drugs
Drunk and consuming illegal drugs …